Guam

mkt_gu
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Guam is a US territory using the US dollar, with local banking and card acceptance connecting its Pacific economy to external networks. Territorial coverage still matters for payment providers despite the shared currency. The island had approximately 169,000 residents in 2025.

Alpha-3:GUM
NUM:316
Population
169K
GDP
$6.9B
GDP per Capita
$42K
GDP Growth
5.1%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Guam

Guam's hotels, restaurants and shopping centers widely accept cards, leaving cash denominated in US dollars especially useful for market stalls and small purchases. ATMs are widely available, supporting notes as an easy backup.

ATMs (PER 100K)
86.4
BANKS (PER 100K)
18.1
DEBIT CARDS (PER ADULT)
1.6
CREDIT CARDS (PER ADULT)
0.5
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IMF, Financial Access Survey (FAS), 2025

Payment Methods

Schemes

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Systems

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PSPs

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Compliance

Standards