Gambia

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The Gambia’s roughly 2.82 million residents in 2025 use dalasi-denominated banking alongside mobile-money services. Local transfer and merchant channels serve domestic commerce, while international payment connections link businesses and remittance recipients with overseas funds.

Alpha-3:GMB
NUM:270
Population
2.8M
GDP
$2.6B
GDP per Capita
$919.1
GDP Growth
5.9%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Gambia

Physical cash continues to be the main way to pay in The Gambia. Hotel and restaurant card acceptance is expanding, but ATMs are sparse outside Senegambia and can be unreliable, keeping dalasi notes important for daily purchases.

ATMs (PER 100K)
8.7
BANKS (PER 100K)
5.6
DEBIT CARDS (PER ADULT)
0.1
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards