The Gambia’s roughly 2.82 million residents in 2025 use dalasi-denominated banking alongside mobile-money services. Local transfer and merchant channels serve domestic commerce, while international payment connections link businesses and remittance recipients with overseas funds.
Cash in Gambia
Physical cash continues to be the main way to pay in The Gambia. Hotel and restaurant card acceptance is expanding, but ATMs are sparse outside Senegambia and can be unreliable, keeping dalasi notes important for daily purchases.
Payment Methods
Estimated Monthly Usage, Aurato Research, October 2026
Schemes
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Systems
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