French Guiana

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French Guiana uses the euro as part of France's overseas payments environment. Local bank accounts and cards connect to European payment networks, despite its South American location. Its geography remains relevant to provider coverage; GDP per capita was about US$19,200 in 2024.

Alpha-3:GUF
NUM:254
Population
288K
GDP
$5.7B
GDP per Capita
$19K
GDP Growth
-1.1%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in French Guiana

Cash covered 55% of French Guiana's shop and person-to-person payments in 2023. Its role is particularly strong in the west, where access to cash machines is more difficult; card preference therefore does not mean cash has faded.

ATMs (PER 100K)
67.2
BANKS (PER 100K)
11.7
DEBIT CARDS (PER ADULT)
1.2
CREDIT CARDS (PER ADULT)
0.8
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IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards