Eswatini

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Eswatini's lilangeni is linked at parity to the South African rand, connecting payments to a regional monetary setting. Banks, cards and mobile-money providers serve residents and cross-border commerce in an economy of about 1.26 million people and US$4,100 GDP per capita in 2025.

Alpha-3:SWZ
NUM:748
Population
1.3M
GDP
$5.2B
GDP per Capita
$4K
GDP Growth
4.2%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Eswatini

Eswatini's smaller vendors rely on cash, while larger businesses accept payment cards. Rand notes circulate alongside lilangeni, and mobile-money services add another way to make payments without removing the need for local cash.

ATMs (PER 100K)
44.2
BANKS (PER 100K)
6.2
DEBIT CARDS (PER ADULT)
0.6
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards