Equatorial Guinea

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Equatorial Guinea shares the Central African CFA franc and BEAC monetary infrastructure with neighbouring states. Banks and payment providers connect domestic commerce with regional transfer and card networks. Its economy contracted 5.8% in 2025, with GDP per capita near US$6,600.

Alpha-3:GNQ
NUM:226
Population
1.9M
GDP
$13B
GDP per Capita
$7K
GDP Growth
-5.8%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Equatorial Guinea

Physical cash continues to be essential in Equatorial Guinea, where credit cards are accepted at only a few major hotels. ATMs are limited in Malabo and Bata, so access to CFA-franc notes matters well beyond card ownership alone.

ATMs (PER 100K)
13.4
BANKS (PER 100K)
5.3
DEBIT CARDS (PER ADULT)
1.1
CREDIT CARDS (PER ADULT)
0.1
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards