Cook Islands | Aurato

Cook Islands
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The Cook Islands use the New Zealand dollar, tying local pricing and bank payments to an external monetary system. International cards help connect businesses with overseas spending, while service reach varies across the islands. The islands’ reported GDP was US$423 million in 2025.

Population

15K

GDP

$423M

GDP per Capita

$32K

GDP Growth

5.0%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Cook Islands

The Cook Islands' cash access centers on Rarotonga and Aitutaki, the only islands with cash machines. New Zealand-dollar notes remain useful on remote outer islands, where limited acceptance of card payments makes cash essential.

ATMs (PER 100K)

68.0

BANKS (PER 100K)

11.9

DEBIT CARDS (PER ADULT)

2.7

CREDIT CARDS (PER ADULT)

0.9

Compare

IMF, Financial Access Survey (FAS), 2025