Cocos (Keeling) Islands

Cocos (Keeling) Islands
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The Cocos (Keeling) Islands use the Australian dollar but form a small, remote territorial payment market. Banks and merchants serving the islands determine local cash and card access, while external transfers connect residents with Australian financial services and global suppliers.

Population

593

GDP

GDP per Capita

GDP Growth

1.4%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Cocos (Keeling) Islands

Cocos Islands retail stores accept payment cards, yet Australian-dollar cash is useful for the ferry and electronic outages. ATMs serve both West Island and Home Island, giving the remote community several cash-access points.

ATMs (PER 100K)

31.3

BANKS (PER 100K)

14.5

DEBIT CARDS (PER ADULT)

1.2

CREDIT CARDS (PER ADULT)

0.1

Compare

IMF, Financial Access Survey (FAS), 2025