Christmas Island

Christmas Island
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Christmas Island is an Australian external territory using the Australian dollar. Its resident economy connects to Australian banking and external card networks, while merchant acceptance depends on local providers. The 2021 census recorded about 1,700 residents on the island.

Population

GDP

GDP per Capita

GDP Growth

1.4%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Christmas Island

Christmas Island has no ATM, so access to cash in Australian-dollar banknotes relies on bank services and cash back at some shops. Cards are accepted locally, but foreign payment cards cannot obtain cash through post-office banking.

ATMs (PER 100K)

31.3

BANKS (PER 100K)

14.5

DEBIT CARDS (PER ADULT)

1.2

CREDIT CARDS (PER ADULT)

0.1

Compare

IMF, Financial Access Survey (FAS), 2025