Chad

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Chad shares the Central African CFA franc and BEAC payment infrastructure with monetary-union members. Banks and mobile-money providers offer different routes to local and regional transfers in a low-income economy of about 21 million people, with GDP per capita near US$1,000 in 2025.

Alpha-3:TCD
NUM:148
Population
21M
GDP
$21B
GDP per Capita
$1K
GDP Growth
5.6%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Chad

Cash is the mainstay in Chad, where credit cards reach a slice of businesses and cash machines can be unreliable. CFA-franc banknotes retain a central role in commerce, while banking and mobile-money services provide options.

ATMs (PER 100K)
2.1
BANKS (PER 100K)
0.8
DEBIT CARDS (PER ADULT)
0.0
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards