Bakong and KHQR connect Cambodian banks and wallets through shared account and QR-payment infrastructure. Riel and US-dollar spending coexist alongside cards, giving merchants several funding routes in a country with about 17.8 million residents and US$2,900 GDP per capita in 2025.
Population
18MGDP
$51BGDP per Capita
$3KGDP Growth
5.3%Cash in Cambodia
Cambodia's cash spans riel and US dollars, while Bakong and KHQR are expanding payments through digital channels. The shift reaches small merchants through shared QR acceptance, giving shoppers a route beyond notes and payment cards.
ATMs (PER 100K)
47.7BANKS (PER 100K)
14.0DEBIT CARDS (PER ADULT)
0.4CREDIT CARDS (PER ADULT)
0.0Payment Methods
Estimated Monthly Usage, Aurato Research, October 2026
Schemes
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Systems
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PSPs
Compliance
Regulator
National Bank of Cambodia







