Cambodia

mkt_kh

Bakong and KHQR connect Cambodian banks and wallets through shared account and QR-payment infrastructure. Riel and US-dollar spending coexist alongside cards, giving merchants several funding routes in a country with about 17.8 million residents and US$2,900 GDP per capita in 2025.

Alpha-3:KHM
NUM:116
Population
18M
GDP
$51B
GDP per Capita
$3K
GDP Growth
5.3%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Cambodia

Cambodia's cash spans riel and US dollars, while Bakong and KHQR are expanding payments through digital channels. The shift reaches small merchants through shared QR acceptance, giving shoppers a route beyond notes and payment cards.

ATMs (PER 100K)
47.7
BANKS (PER 100K)
14.0
DEBIT CARDS (PER ADULT)
0.4
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards