Bhutan | Aurato

Bhutan
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Bhutan's ngultrum is linked to the Indian rupee, making its payments market closely connected to its larger neighbour. Local banks and mobile payment services support domestic commerce, while cross-border acceptance links facilitate travel and trade. Real GDP grew about 8% in 2025.

Population

797K

GDP

$3.6B

GDP per Capita

$4K

GDP Growth

8.0%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Bhutan

Bhutan combines cash, mobile banking apps and QR checkout, with ngultrum notes linked at par to Indian rupees. Digital acceptance expands choice between payment methods, while cash remains relevant outside major commercial centers.

ATMs (PER 100K)

36.9

BANKS (PER 100K)

23.3

DEBIT CARDS (PER ADULT)

1.1

CREDIT CARDS (PER ADULT)

0.0

Compare

IMF, Financial Access Survey (FAS), 2025