Benin

mkt_bj
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Benin’s economy expanded about 8.1% in real terms in 2025, giving payments a strong growth backdrop. Banks and mobile-money providers operate within the West African CFA-franc area, where common BCEAO infrastructure connects domestic commerce with transfers across neighbours.

Alpha-3:BEN
NUM:204
Population
15M
GDP
$25B
GDP per Capita
$2K
GDP Growth
8.1%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Benin

Benin's cash economy is increasingly connected to mobile-money wallets and their agent networks. CFA-franc notes still serve small merchants and local trade, while digital transfers can end in withdrawals rather than purchases.

ATMs (PER 100K)
3.9
BANKS (PER 100K)
2.5
DEBIT CARDS (PER ADULT)
0.2
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards