Aruba

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Aruba's payments market reflects a tourism-facing economy and a local florin linked to the US dollar. Merchants handle domestic banking alongside international card spending, making currency presentation and conversion relevant to acceptance. GDP per capita was US$38,600 in 2024.

Alpha-3:ABW
NUM:533
Population
109K
GDP
$4.2B
GDP per Capita
$39K
GDP Growth
3.9%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Aruba

Aruba uses florin cash alongside widely accepted US dollars and international cards. More than 50 ATM locations provide locally circulating banknotes, with some also dispensing dollars; smaller businesses still make cash useful.

ATMs (PER 100K)
117.8
BANKS (PER 100K)
11.0
DEBIT CARDS (PER ADULT)
1.7
CREDIT CARDS (PER ADULT)
0.5
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IMF, Financial Access Survey (FAS), 2025

Payment Methods

Schemes

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Systems

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PSPs

Compliance

Standards