Andorra

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Euro banking outside the EU gives Andorra a payment profile: local accounts connect to SEPA transfers and direct debits, while tourist spending brings international cards into daily commerce. Its small domestic economy makes cross-border acceptance central to merchant payments.

Alpha-3:AND
NUM:020
Population
83K
GDP
$4.5B
GDP per Capita
$54K
GDP Growth
3.9%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Andorra

Andorra pairs cash denominated in euros with international cards in its tourist economy. ATMs serve every parish, keeping notes accessible for smaller purchases; foreign currencies are generally not accepted at local checkout.

ATMs (PER 100K)
83.3
BANKS (PER 100K)
46.4
DEBIT CARDS (PER ADULT)
1.8
CREDIT CARDS (PER ADULT)
0.6
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Schemes

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Systems

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PSPs

Compliance

Standards