Åland Islands

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The Åland Islands are a Finnish autonomous territory whose payments operate in the euro and European banking environment. Local banks serve an island economy connected to nearby Nordic trade and travel; card acceptance and SEPA transfers cross borders without a currency change.

Alpha-3:ALA
NUM:248
Population
31K
GDP
$1.8B
GDP per Capita
$58K
GDP Growth
5.2%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Åland Islands

Cards cover spending in the Åland Islands, but access to cash in euro banknotes is concentrated in Mariehamn, Jomala and Godby. Archipelago municipalities have no ATMs, making a reserve of banknotes useful beyond the main island.

ATMs (PER 100K)
73.5
BANKS (PER 100K)
13.6
DEBIT CARDS (PER ADULT)
1.5
CREDIT CARDS (PER ADULT)
0.6
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Schemes

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Systems

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PSPs

No PSPs have been mapped yet.

Compliance

Standards