Customer Due Diligence

Requirements for identifying and verifying customers and businesses, establishing beneficial ownership, assessing risk and applying enhanced or ongoing due diligence.

AMLD6RegulationEuropean UnionEU directive on national AML/CFT institutions, supervision, FIUs, registers and coordinated enforcement.26 Aug 2026
AU AML/CTF Rules 2025RegulationAustraliaAustralia AML/CTF Rules 2025 defines payment-sector compliance duties for reporting entities providing designated financial, payment, remittance, digital-asset and newly regulated professional services.26 Aug 2026
EBA ML/TF Risk Factors GuidelinesCompliance requirementEuropean UnionEBA Guidelines on ML/TF Risk Factors defines payment-sector compliance duties for credit and financial institutions within scope of eu aml/cft law.26 Aug 2026
EU AMLRRegulationEuropean UnionDirectly applicable EU AML/CFT rules covering due diligence, beneficial ownership, internal controls and high-risk measures.26 Aug 2026
FATF PEP requirementsCompliance requirementGlobalThe FATF risk-based measures for identifying and managing relationships with foreign, domestic and international-organisation politically exposed persons.26 Aug 2026
FATF R.10Compliance requirementGlobalRisk-based identification, verification, beneficial-ownership and ongoing-monitoring requirements for customer relationships and transactions.26 Aug 2026
FATF R.24Compliance requirementGlobalTransparency controls requiring adequate, accurate and up-to-date beneficial-ownership information for legal persons.26 Aug 2026
FATF Recommendation 25Compliance requirementGlobalFATF Recommendation 25 — Beneficial Ownership of Legal Arrangements defines payment-sector compliance duties for trusts and comparable legal arrangements with a material jurisdictional connection.26 Aug 2026
FinCEN CDD RuleRegulationUnited StatesUS rule requiring covered financial institutions to identify and verify customers and beneficial owners and conduct ongoing monitoring.26 Aug 2026
FINTRAC IDCompliance requirementCanadaCanadian guidance on prescribed methods and timing for verifying the identity of clients and associated persons.26 Aug 2026