Annual Fee
€0€3.99 / month planCard product · Netherlands · Consumer
bunq Core Credit Card is a pre-funded credit-bin card product available in Netherlands from bunq, with Mastercard Credit acceptance.
bunq.comCredit Limit
—Available balance and issuer limitsFX Markup
—ZeroFX/fair-use conditions depend on planInsurance
—Benefits
Main benefits
| Purchase insurance (days) | —Blank means not verified, not No |
|---|---|
| Delivery protection | No |
| Travel insurance | No |
| Rental-car cover | No |
| Lounge access | No |
Eligibility
| Minimum net monthly income | —Blank if not public/applicable |
|---|---|
| Minimum age | 18 |
| Account required | Yes; bunq consumer account |
| Credit check | No |
| Registration model | No |
Fees
| One-time fee | —Blank if not public |
|---|---|
| Monthly account fee | €3.99 |
| Extra card annual fee | —Blank if not public/not offered |
| FX markup % | —ZeroFX/fair-use conditions depend on plan |
| ATM fee | See provider tariff |
| Interest | Not applicable |
| Interest-free days | —Blank if dynamic/not stated |
Features
| Apple Pay | Yes |
|---|---|
| Google Pay | Yes |
| Other wallets | —Blank if not found |
| Online payments | Yes |
| Card controls | Yes |
| Contactless | Yes |
| Cash withdrawal | Yes |
Mechanics
| Tier | Core |
|---|---|
| Funding model | Own account balance; no borrowed credit |
| Repayment model | Immediate settlement from own funds |
| Form factor | Physical + virtual |
| Material | Plastic |



